Gold Capital Financial Services

Smart, Stable Group Pension Plans for Your Business

Two professionally managed retirement solutions—one modern and digital, one traditional and full-service.
Designed to help you attract talent, reduce turnover, and support your team’s financial future.

Why Offer a Group Pension Plan?

  • Helps attract and retain high-quality employees

  • Reduces turnover and training costs

  • Builds long-term employee loyalty

  • Employer contributions are tax-deductible

  • Easy payroll integration and simple administration

Our Two Plan Options

Modern Digital Retirement Platform

A streamlined, low-fee solution built for small and mid-sized businesses.

Features:

  • Easy digital onboarding

  • Automated payroll integration

  • Simple administration

  • Curated investment lineup

  • Personalized retirement planning tools

  • Strong employee engagement

Traditional Full-Service Retirement Provider

A stable, well-established option with broad investment choice and dedicated support.

Features:

  • Dedicated consultant support

  • Multiple plan types (RRSP, TFSA, DPSP, Pension)

  • Wide range of investment funds & portfolios

  • ESG and guaranteed-interest options

  • Robust compliance, reporting & governance

  • Comprehensive online member portal

Plan Types We Offer

  • Group RRSP

  • Group TFSA

  • Deferred Profit-Sharing Plan (DPSP)

  • Defined Contribution Pension Plan

  • Combination structures (RRSP + DPSP, RRSP + TFSA)

Benefits for Employers

  • Competitive advantage in hiring

  • Reduced turnover costs

  • Predictable contribution budgeting

  • Tax advantages

  • Smooth, efficient administration

Benefits for Employees

  • Automatic payroll deductions

  • Diversified investment options

  • Tax-efficient saving

  • 24/7 online access & calculators

  • Retirement planning tools

Which Option Is Right for You?

Feature Modern Digital Platform Traditional Full-Service
Best For
Small–mid businesses
Mid–large organizations
Investment Choice
Simple curated menu
Broad multi-fund options
Fees
Lower
Standard full-service
Support
Digital tools
Dedicated consultant
Administration
Very easy
Guided & structured

Give your team the retirement security they deserve and your business the competitive advantage it needs. We offer two powerful group pension solutions designed to help companies of all sizes attract talent, reduce turnover, and build long-term loyalty.

Choose a streamlined digital platform built for smaller teams needing low fees and simple setup—or select a traditional, full-service retirement provider offering stability, hands-on guidance, and a wide range of investment portfolios.

Both options include payroll integration, professional investment management, and online member tools. Whether you want cost savings, convenience, or robust governance support, we help you design the perfect plan for your workplace.

Ready to upgrade your benefits package and strengthen employee retention?
Request your free group pension assessment today.

Build a Better Retirement Plan

Request a Free Assessment

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