Products & Services

Personal coverage

Life Insurance

Tax-free benefit to pay towards debts, taxes and to maintain your family’s lifestyle.

Term Life Insurance
Participating Life Insurance
Universal Life Insurance
Guaranteed Issue Life Insurance
Mortgage Life Insurance

Critical Illness Insurance

Tax-free lump sum benefit to cover additional costs if diagnosed with a critical illness or condition.

“Focus on your recovery, not your finances”

Disability Insurance

Offers financial protection if you’re unable to work due to an illness or injury.

Income Replacement
Loan Repayment
Top-Up Group Coverage

Health & Dental Plans

Enhanced coverage to supplement your provincial government plan.

Extended Healthcare
Dental Benefits
Prescription Drugs
Vision Benefits

Travel Insurance

Emergency medical coverage for a vacation, visitors to Canada or while studying abroad.

“Sit back and relax, we’ve got you covered”

Investments

Segregated fund policies protect your initial investment through built-in maturity and death benefit guarantees.

RRSP (Registered Retirement Savings Plan)
TFSA (Tax-Free Savings Account)
Non-Registered Savings Plan

Business coverage

Employee Benefits

Attract and retain valuable employees with flexible plan designs to suit your business:
Life Insurance
Accidental Death & Dismemberment
Health & Dental Benefits
Critical Illness Insurance
Short & Long Term Disability Benefits
Employee/Family Assistance Plan
Emergency Travel Insurance

Corporate Life Insurance

Protect your business in the event of a death of a business owner or key employee.

Key Person Insurance
Buy/Sell Funding for Partners
Capital Gains Tax at Death
Business Loan Protection

Employee RRSP's

Employee Registered Retirement Savings Plans with optional employer contribution matching.

Help ensure that your employees are preparing for retirement.

Corporate Critical Illness

Tax-free lump sum benefit paid to your business while a shareholder recovers from a critical illness or condition.
Reducing financial strain on your business.

Health Spending Accounts

Canada Revenue Agency approved method to provide medical, dental and vision benefits in a tax-efficient manner.

Health Spending Accounts are an eligible business expense for the corporation and the benefit is received tax-free to the employee.

Corporate Disability Insurance

Keep your business running smoothly in the event of an injury or illness of a shareholder.

Tax-free benefit to help pay for business expenses like rent, utilities and salaries.

Distributor for

Assumption Life

BMO Insurance

Canada Life

Canada Protection Plan

Manulife Financial

Unity Life

Desjardins

Edge Benefits

Empire Life

Equitable Life

Foresters Financial

Great West Life

Humania

Industrial Alliance

RBC Insurance

SSQ

Standard Life

Sun Life

Ivari

Wawanesa