Disability Insurance - Full Coverage
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Why Disability Coverage Is a Must
Most workplace disability claims don’t start on the job.
In 2023, 96% of worker deaths and 86% of medically consulted injuries happened off the job. That means for every workplace death, there were nearly 24 off-the-job fatalities, and for every on-the-job injury, there were 6.2 off-the-job injuries.
The result? A massive loss in productivity:
540 million workdays lost in 2023 due to off-the-job injuries
Compared to 70 million from on-the-job injuries
Future losses from 2023 off-the-job injuries are projected at 1.065 billion days—19 times more than workplace-related injuries
Without disability insurance, many Canadians risk losing their income due to an accident or illness. Protect yourself with a plan that supports you when you need it most.
Source: Canada.ca – 2022 Annual Report on Occupational Injuries
Protect Your Income, Protect Your Future
Disability insurance helps you stay financially stable if illness or injury prevents you from working.
Ideal for both self-employed individuals and those with group plans.
What’s Included:
Income Replacement – Receive a portion ofyour income to help cover everyday expenses.
Loan Repayment – Maintain your financial commitments with coverage that helps pay off outstanding loans.
Top-Up Group Coverage – Enhance your existing group benefits for more comprehensive protection.
Want to Learn More?
Watch This Disability Video to understand how disability insurance works and why it matters.
