Looking for flexible and affordable health coverage for you or your team?
At Gold Capital Financial Services, we connect individuals, self-employed professionals, and small business owners with trusted health benefit providers across Canada.
No Health Questions. Guaranteed Acceptance.
Enjoy coverage without pre-existing condition clauses or health questionnaires.
Simple, Flexible Coverage — No Questions Asked
This Individual Benefits Program is designed to provide accessible coverage for people who don’t have traditional workplace benefits. Whether you’re self-employed, working part-time, or in transition, you’re covered.
Who It's For
Perfect for individuals, groups, associations, and franchise owners — including part-time, seasonal, casual workers, contractors, freelancers, and gig-workers.
Why Choose This Program?
Covers pre-existing conditions from day one, no employer needed, and stays with you through job changes or gaps.
We partner with top providers—including Clear Benefits (launching July 1st)—to offer you the best coverage options across
Ontario (ON), Manitoba (MB), Saskatchewan (SK), or Alberta (AB).
Our network is always growing, so be sure to check back regularly for the latest updates!
Key Benefits
This program offers guaranteed acceptance with no medical exams, requires no minimum work hours, and provides portable coverage you can take anywhere. It features flexible billing options and is ideal for new jobs, open enrollment periods, or topping up existing coverage.