BeniPlus Benefit Wallet
Flexible, Affordable Benefits for Small Businesses
The BeniPlus Benefit Wallet is a smarter way for small business owners to offer benefits their employees actually want.
You set the categories and spending limits. Employees choose how to use their benefits — from health coverage to wellness, retirement savings, personal insurance, and even charitable giving.
đź’ˇ No monthly premiums. No set-up fees. No wasted dollars.
How It Works
Pick Benefits – Choose the categories you want.
Set Limits – Decide each employee’s budget.
Employees Choose – They spend their benefits how they want.
Easy Claims – Submit online, you pay only for approved claims.
Why Choose Us
Pay only when claims are made
Flexible for any business size
Tax savings for you and your team
Simple online management
Covers owners too
Adding This To Your Benefits
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Healthcare Spending Account (HSA)
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Covers out-of-pocket medical expenses like prescriptions, dental, vision, chiropractor, and hospital bills.
Tax-deductible for employers and non-taxable for employees.
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Wellness Spending Account (WSA)
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Supports physical and mental wellness with expenses like gym memberships, sports fees, child/elder care, and pet care.
CRA considers these taxable benefits for employees.
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Registered Retirement Savings Plan (RRSP)
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Employees can allocate benefit dollars to a BeniPlus Sponsored RRSP with The Co-operators.
Employers can choose to match contributions.
Investments grow tax-deferred.
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Charitable Giving
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Employees can donate benefit dollars to their chosen CRA-registered charities via CanadaHelps (over 18,000 charities available).
Employers can set limits or match donations.
No admin fees from BeniPlus.
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Personal Insurance
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Optional Group Insurance
BeniPlus Group Insurance Policies
BeniPlus provides ready-to-go, subscription-based Group Insurance options that employees can join, including Group Travel, Major Medical, and Critical Illness coverage.
Note: All employees in the company must participate.
Group Travel Policy
Comprehensive travel insurance covering unlimited trips of up to 90 days each.
Single: $4.90/month per employee
Family: $9.55/month per employee
Major Medical Coverage
Expanded protection for employees diagnosed with a covered serious illness or injury.
Single: $8.65/month per employee
Family: $17.69/month per employee
BeniPlus Mobile App – Submit a Claim in Minutes
Easily manage your benefits on the go with the BeniPlus Mobile App. This quick tutorial shows you how to submit a new claim from your phone—anytime, anywhere. Simply snap a photo of your receipt, fill in the details, and send it off for fast reimbursement. Convenient, secure, and designed to make claiming your benefits as simple as possible.
BeniPlus Mobile App – Submit a Claim in Minutes
Easily manage your benefits on the go with the BeniPlus Mobile App. This quick tutorial shows you how to submit a new claim from your phone—anytime, anywhere. Simply snap a photo of your receipt, fill in the details, and send it off for fast reimbursement. Convenient, secure, and designed to make claiming your benefits as simple as possible.
Benefits Guides
A step-by-step guide for employers and administrators to set up and use the BeniPlus Employer Portal. Learn how to add employees, fund your plan, and access key reports for smooth plan management.
Employee Benefits Guide – HSA
A step-by-step guide for employers and administrators to set up and use the BeniPlus Employer Portal. Learn how to add employees, fund your plan, and access key reports for smooth plan management.
BeniPlus White Paper (2025)
An in-depth look at our benefits model, value proposition, and how we help businesses offer flexible, affordable benefits.
Comparison Chart (2025)
Side-by-side breakdown to show how BeniPlus stacks up against traditional benefits solutions.
Sell Sheet
A concise, impactful one-pager that highlights our key benefits and offerings.
Get Started in 5 minutes
Book with us to get started—setting up your benefits plan doesn’t have to take weeks or involve piles of paperwork.
Simply create your account, set your budget, and invite your team to begin submitting claims.