Provides coverage for a specific period (e.g., 10, 20, or 30 years). It’s generally more affordable but doesn’t build cash value.

A permanent policy that lasts your entire life, with fixed premiums and a cash value component that grows over time.

Offers flexibility in premiums and death benefits, with a cash value that can earn interest.

Allows you to invest the cash value in various funds, meaning potential growth but also higher risk.

A small policy meant to cover end-of-life expenses.

Covers two people (usually spouses) and pays out after both have passed.

Designed to pay off your mortgage if you pass away.

Pays off specific debts, like loans or credit card balances.

Protect your company while leveraging tax-efficient strategies to grow wealth within your corporation.

Access funds using your policy as collateral—ideal for cash flow and corporate tax strategies.

Take control of your financial flow by using a properly structured whole life policy to become your own source of financing.

Keyman Insurance protects your business if a key employee or owner dies or becomes critically ill. It offers affordable term coverage (10, 20, or 30 years) and pays a lump sum to help cover lost revenue, hiring costs, or debt—keeping your business running smoothly.

A Buy-Sell Agreement ensures smooth ownership transfer in the event of an owner's departure, disability, or death. This legal arrangement protects both the business and its owners by providing a clear plan for buying or selling shares in the business.

Succession Planning prepares your business for long-term success by identifying and developing future leaders. It ensures that your business can thrive after a transition, whether due to retirement, illness, or a planned exit.